Message from Board Chairman

We strive to have an economic, social and spiritual impact and provide a safe and growing company for all our shareholders.

Dear Shareholder,

I am thankful to report to you that our Company had an excellent year in 2024.  Our experienced team along with our culture of valuing relationships is the foundation for those strong results.

While any season can have uncertainties, we remain optimistic that opportunities are still in front of us, which we will navigate carefully.

The stock buyback plan continues to be in place for those who may want to sell.  If you have questions or a desire to sell, please feel free to give our office a call.

Thank you for your continued support and investment in us.

Sincerely,

Jesse T. Correll
Chairman

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