Message from Board Chairman

We strive to have an economic, social and spiritual impact and provide a safe and growing company for all our shareholders.

Dear Shareholder,

We are happy to report a record year of earnings! This is a result of investments we have owned for a very long time. Also, our stock performed very well in 2019. We have no debt and over 20% of our assets are in cash and short-term treasuries. We have a strong balance sheet and a great team to manage our company.

As I have said every year, our team owns a significant stake in the company and that aligns all of our interests.

I am writing this letter for 2019 on March 31, 2020. The Dow has capped off the worst 1st quarter on record. I am very glad our company is in good shape. Cash is a call option on every asset class.

We pray for wisdom to manage our company well. We also pray for your good health during this challenging time.

Thank you for the opportunity to serve you.

Sincerely,

Jesse T. Correll

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