Message from Board Chairman

We strive to have an economic, social and spiritual impact and provide a safe and growing company for all our shareholders.

Dear Shareholder,

I am glad to report to you that our company had an excellent year. We have an experienced team, and I think that contributes greatly to our strong results.

These are uncertain and challenging economic times. We will continue to do our best to navigate them carefully.

The stock buyback plan continues to be in place for those who may want to sell. If you have questions or a desire to sell, please feel free to give our office a call.

We look forward to the future and what it holds for us.

Thank you for your continued investment in us.


Jesse T. Correll

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