Here at UTG, we are dedicated to providing customer service that is second to none. We display this commitment each and every day through the actions of our qualified staff.

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  • Daniel Roberts

    President

    Daniel Roberts is the President of Universal Guaranty Life Insurance. He also serves as Vice President of First Southern Bancorp.

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  • Denise N. Henderson

    Insurance Operations Manager

    Denise Henderson is the Insurance Operations Manager of UTG, Inc. Denise joined the company in 2018 with over 20 years of experience in customer service, with...

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  • Jesse T. Correll

    Chairman

    Jess Correll is the Chairman of UTG, Inc.  As Chairman, Mr. Correll defines goals and objectives for UTG and its subsidiary companies, builds relationships...

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  • Douglas P. Ditto

    Vice President

    Doug Ditto has been Vice President of UTG, Inc. since June 2009. His previous roles with the company include Chief Investment Officer (2009 – 2012) and...

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  • Theodore C. Miller

    Senior Vice President & Chief Financial Officer

    Ted Miller manages all financial operations for UTG and its subsidiary companies, including financial reporting, investment accounting, and treasury. He has...

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  • Julie A. Abel

    Vice President & Treasurer

    Julie Abel assists in the management of UTG, Inc. and its subsidiary companies’ financial operations, including financial reporting, investment accounting,...

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  • Jacob J. Andrew

    Vice President & Chief Investment Officer

    Jake Andrew serves as Vice President and Chief Investment Officer of UTG, Inc. He is involved in the management and reporting of the investment portfolios of...

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  • Michael K. Borden

    Vice President & COO

    Mike Borden is the Vice President of UTG, Inc. and the Chief Operating Officer of our life insurance company, Universal Guaranty Life Insurance Company.  Mr....

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  • D. Shay Pendygraft

    Vice President/Real Estate

    Shay Pendygraft is a commercial lender and special assets manager for UTG, Inc. and First Southern Bancorp. He has been involved in the banking industry since...

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  • Casey J. Willis

    Vice President/Real Estate

    Casey Willis works with UTG’s real estate and timberland division.  His primary responsibilities include the acquisition, disposition and due diligence of...

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